At SCE Credit Union we believe in "Create Good", its a social mission that includes community engagement, volunteerism and contribution to causes. We live by a group of six words that describe the very things we aim for in our relationship with our members, communities and our team – Communication, Respect, Enthusiasm, Accountability, Teamwork and Exceptional Service. Appropriately, the words form an acronym – CREATE. So join our team and help Create Good with us!

The ideal candidate for our Sr. Accountant position will have the experience necessary to:

Prepare monthly general ledger entries, account reconciliations and various other accounting reports to aid in the completion of financial reporting. Must perform duties of a complex nature requiring advanced knowledge and competency in accounting principles and practices. Assists with ensuring overall accuracy and integrity of financial data and is responsible for the more advanced general ledgers and critical accounting responsibilities. This role will assist Accountants with day-to-day questions/requests and may assist with external audit and examinations. The right candidate for this role is a self-starter, possesses analytical skills, and is a critical thinker.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Financial Reporting and Investments

• Maintains investment system including preparation of monthly reconciliations and entries and monthly and quarterly roll forwards. Maintains complete documentation for each investment.
• Posts investment transactions and other FHLB account transactions (investment paydowns & FHLB charges) and issues advice for cash drawdowns from /to FHLB to/from FRB.
• Performs analyses and assists in recommendations on a variety of treasury activities including, but not limited to, internal investment activity, external investments, cash management, and investor relations.
• Prepares financial projections and evaluations, including peer analysis and reporting and reports findings to ALCO. Assists in pro-actively managing credit analysis review activities to ensure that high quality investments are maintained in accordance with Credit Union policy and legal requirements. Creates and maintains balance sheet, income statement, yield variance analysis, and other various reports.

Regulatory Reporting and Analysis

• Accurately and timely prepares and files year-end member and vendor tax forms and reports.
• Completes periodic regulatory and tax reporting as assigned including but not limited to the following: quarterly NCUA Call Report, annual financial audit, annual NCUA examination, weekly Local Agency Deposit Reports, 945 IRS Back-Up withholding tax payments and quarterly filing, annual 1099 filing, property tax audits, and CUSO audits.
• Major contributor for the development of the annual financial planning/budget process and periodic management of regulatory reports. Specifically responsible for ensuring the projection of all non-interest income and non-interest expenses are incorporated in the annual financial plan.

Daily Postings & Responsibilities

• Performs various accounting transactions in support of the day-to-day operations of the accounting department.
• Accurately verifies and posts general ledger entries such as daily wire transactions, share branch transactions, ATM deposits and withdrawals, cash outages and adjustments, funding's and payoffs of offline loans (participations and CUSO loans), etc.
• Ensures the timely completion of daily accounting tasks.
• Applies a working knowledge of GAAP and other applicable laws and regulations.
• Provides a high level of service and support to other credit union team members by assisting with research, error correction, inquiries, and questions.
• Recommends new or changes in existing procedures that would increase efficiency within the accounting department and ensures compliance with various regulatory reporting.
• Document policies, procedures, and workflows for assigned areas of responsibility.
• Complies with all Credit Union policies and procedures including those related to Bank Secrecy Act regulations.

General Ledger Reconciliation

• Reconciles complex GL reconciliations as assigned including but not limited to the following: ATM cash and related Clearing Accounts, checks undeposited (all sources from branches, mobile, ATMs), ACH clearing accounts, various bank accounts (FRB, FHLB, etc.), debit card and share drafts exceptions, Zelle clearing accounts, loan and share accounts, and various other assets and liabilities.
• Provides month and quarter end reports for financial reporting as assigned.
• Completes month-end closing procedures including but not limited to the following: various Income and expense accruals, Offline loan month-end remittance postings, ALLL analysis, CUSO financial statement preparation and posting of consolidation entries.

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and/or Experience

• Bachelors Degree in Accounting Business Administration or an equivalent major or the equivalent experience;

• Five or more years of professional accounting experience within the finance industry.

• Advanced training in general accounting practices and principles is highly desirable.

• Credit Union Accounting experience preferred.

Language Skills

Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the public.

Mathematical Skills

Ability to work with mathematical concepts such as probability and statistical inference. Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.

Reasoning Ability

Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.

Computer Skills

To perform this job successfully, an individual should have an advanced knowledge of accounting software: Excel and Word processing software.

Other Skills and Abilities

• Must be detail oriented and accurate, with the ability to multi-task.

• Excellent organizational skills and time management skills, with the demonstrated ability to manage and prioritize multiple tasks while under strict deadlines.

• Ability to think analytically and consider the facts, rules, policies, and procedures.

• Ability to exercise judgment, initiative, and tact in dealing with members, management, and staff.

• Ability to act in a discrete manner when dealing with sensitive/confidential information.

• Good problem-solving ability and strong decision-making skills.

• Excellent written and verbal communication skills.

• Proficiency and demonstrated ability to produce documents and spreadsheets with windows-based software and accounting software.

PHYSICAL DEMANDS

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• While performing the duties of this job, the employee is regularly required to sit, use hands and fingers to handle items, as well as talk or hear.

• The employee is occasionally required to stand, walk, and reach with hands and arms.

• The employee must occasionally lift and/or move up to 10 pounds.

• Specific vision abilities required by this job include close vision and distance vision.

WORK ENVIRONMENT

The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. The noise level in the work environment is usually moderate.