Role:

To assist members with their mortgage lending needs: analyze loan requests, determine appropriate mortgage/loan program and make credit recommendations based on mortgage lending policy.

Essential Functions & Responsibilities:

• Originate and submit loan for processing and decision within set upon timeline; communicate disposition to member.
• Sells the Credit Union's mortgage lending program to companies and individuals within the real estate community.
• Evaluates acceptability of mortgage loan to ensure it meets secondary mortgage requirements.
• Cross-sells other credit union services.
• Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
• Performs other related duties as assigned.

Knowledge and Skills:

• Experience Three years to five years of similar or related experience.
• Education (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.
• Interpersonal Skills Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
• Other Skills Knowledge of the secondary market and experience with first and second mortgage residential real estate lending.
• Must have good communication skills.
• Skill and ability to use and operate a keyboard (typewriter), computer, calculator, fax machine, copier and telephone. Skill and ability to read and understand financial statements, contracts, applications, computer printouts, manuals and other related materials. Must have the skill and ability to use Microsoft Word and Excel.

This Job Description is not a complete statement of all duties and responsibilities comprising the position.