Job description
Job Title: Commercial Banker
Department: Lending
Locations: Alliance Bank footprint: Francesville, Winamac, Rensselaer, Monon, Monticello, Oxford, Otterbein
Reports to: Chief Lending Officer
Position Type: Full-time
Days/Hours of work: M-F 8:00 a.m.- 4:30 p.m.
Classification: Exempt
Summary
Responsible for managing existing relationships and developing new commercial client relationships. Processes, analyzes, prepares, and recommends and approves commercial loans. Provides exceptional client service while collaborating with other internal partners.
Essential Functions
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Manage existing client relationships, including servicing loans and deposit products
- Promote the bank’s products and services
- Strive to meet/exceed established Department and individual goals while taking ownership of achieving those goals
- Contribute to a positive working environment that facilitates exceptional service and employee engagement
- Develop new client relationships through prospecting (including outside sales calls), networking, partnering with referral partners, and maintaining a strong presence in the community
- Determine creditworthiness by obtaining and analyzing financial reports
- Prepare, recommend, and present loans for approval
- Partner with the loan operations specialist to process and service new and existing loans
- Prepare and update reports
- Monitor delinquencies and perform collection actions as necessary
- Approve or deny loans within loan authority
- Participate in volunteer activities
- Ensure continuous training and development for self
- Follow policies and procedures to protect the bank from risk and exposure
Competencies
- Alliance Bank core values: Be Responsive, Have Integrity, Be Secure, Deliver Value, Be Reliable
- Client Focus
- Relationship building
- Ability to make mutually beneficial decisions for the bank and client
- Accuracy
- Analytical
- Ability to work within deadlines
- Organization
- Presentation
- Verbal and written communication proficiency
Supervisory Responsibility
This position has no supervisory responsibilities.
Work Environment & Physical Demands
This position travels by vehicle in the Alliance Bank footprint and surrounding areas.
This job operates in a clerical office setting and routinely uses standard office equipment. This position requires manual dexterity and the ability to lift, bend, or stand as necessary.
Position Type/Expected Hours of Work
This is a full-time position. Full-time employee must work 35-40 hours per week average to maintain full-time status.
Education and Experience
- Bachelor’s degree required
- Related experience preferred
AAP/EEO Statement
Alliance Bank is an Equal Employment Opportunity Employer.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Employee discount
- Flexible spending account
- Health insurance
- Life insurance
- Paid time off
- Parental leave
- Professional development assistance
- Referral program
- Retirement plan
- Tuition reimbursement
- Vision insurance
Physical setting:
- Office
Schedule:
- 8 hour shift
- Monday to Friday
Supplemental pay types:
- Bonus pay
Education:
- Bachelor's (Required)
Experience:
- banking: 1 year (Preferred)
- lending: 1 year (Preferred)
Work Location: Preferred one location
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Employee discount
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Professional development assistance
- Referral program
- Tuition reimbursement
- Vision insurance
Physical setting:
- Office
Schedule:
- 8 hour shift
- Monday to Friday
- No nights
- No weekends
Supplemental pay types:
- Bonus pay
Ability to commute/relocate:
- Francesville, IN 47946: Reliably commute or planning to relocate before starting work (Preferred)
Education:
- Bachelor's (Required)
Experience:
- Financial services: 1 year (Preferred)
- Banking: 1 year (Required)
Work Location: One location
www.colinoncars.com is the go-to platform for job seekers looking for the best job postings from around the web. With a focus on quality, the platform guarantees that all job postings are from reliable sources and are up-to-date. It also offers a variety of tools to help users find the perfect job for them, such as searching by location and filtering by industry. Furthermore, www.colinoncars.com provides helpful resources like resume tips and career advice to give job seekers an edge in their search. With its commitment to quality and user-friendliness, www.colinoncars.com is the ideal place to find your next job.